What to check
Check covered events, who handles claims, required documents and exclusions. Comprehensive insurance and extra protection vary by offer. A full-cover label does not mean there are no exclusions.
Excess and deposit
The excess is the portion of liability defined in the terms; a deposit is security. Extra coverage does not automatically remove a deposit. Check tyres, glass, interior, keys, theft and war-risk provisions separately.
Damage
Prioritise personal safety, contact emergency services when necessary and notify the operator. Follow the contract and insurer instructions. Do not arrange repairs without permission except actions required to address immediate danger.